{"id":188,"date":"2021-02-28T22:45:37","date_gmt":"2021-02-28T21:45:37","guid":{"rendered":"http:\/\/www.homeportal.cz\/jak-koupit-nemovitost-krom-za-krokem\/"},"modified":"2023-06-20T18:19:25","modified_gmt":"2023-06-20T16:19:25","slug":"jak-koupit-nemovitost-krom-za-krokem","status":"publish","type":"post","link":"https:\/\/www.homeportal.cz\/cs\/jak-koupit-nemovitost-krom-za-krokem\/","title":{"rendered":"Jak koupit nemovitost krom za krokem"},"content":{"rendered":"

Koup\u011b
\nnemovitosti<\/a> je velk\u00e9 rozhodnut\u00ed, a\u0165 jde o rodinn\u00fd d\u016fm na vesnici,
\nnebo \u00fapln\u011b prvn\u00ed byt novoman\u017eel\u016f v mal\u00e9m m\u011bst\u011b. Jen\u017ee to nen\u00ed pouze o hypot\u00e9ce
\na zaplacen\u00ed prod\u00e1vaj\u00edc\u00edmu \u2013 z hlediska pr\u00e1va i ochrany kupuj\u00edc\u00edho je pot\u0159eba
\nvy\u0159e\u0161it spoustu formalit<\/b>. Budete-li kupovat nemovitost krok za krokem,
\np\u0159edejdete dodr\u017een\u00edm pravidel zbyte\u010dn\u00fdm chyb\u00e1m. A pokud si nejste n\u011b\u010d\u00edm jist\u00ed,
\nm\u016f\u017eete se kdykoliv obr\u00e1tit na zku\u0161en\u00e9 realitn\u00ed poradce.<\/p>\n

V\u00fdb\u011br spr\u00e1vn\u00e9 nemovitosti a jej\u00ed posouzen\u00ed<\/span><\/h2>\n

Jde o nejd\u016fle\u017eit\u011bj\u0161\u00ed bod v cel\u00e9m procesu,
\njak koupit nemovitost krok za krokem. Proto\u017ee jde o velkou v\u011bc, mus\u00edte myslet
\ndop\u0159edu a de facto si vybrat \u201evysn\u011bn\u00fd domov\u201c. Chcete rodinn\u00fd d\u016fm se zahradou, nebo
\nrad\u011bji byt ve m\u011bst\u011b s dobrou dostupnost\u00ed<\/b> a ob\u010danskou vybavenost\u00ed? Pl\u00e1nujete
\nd\u011bti a chcete ka\u017ed\u00e9mu dop\u0159\u00e1t vlastn\u00ed pokoj, nebo \u010dasto pracujete a domu se
\nchod\u00edte jenom vyspat? Pokud si nejste zcela jist\u00ed, pom\u016f\u017eeme v\u00e1m p\u0159edstavu
\nujasnit.<\/o_p><\/span><\/p>\n

 <\/o_p><\/span><\/p>\n

Financov\u00e1n\u00ed nemovitosti: existuje v\u00edce mo\u017enost\u00ed<\/span><\/h2>\n

V\u016fbec nej\u010dast\u011bji vol\u00ed lid\u00e9 ke koupi bydlen\u00ed<\/a> hypot\u00e9ku od
\nbanky, kter\u00e1 je schopna nab\u00eddnout i vy\u0161\u0161\u00ed miliony korun. Jen\u017ee podm\u00ednky pro
\nposkytnut\u00ed se st\u00e1le zp\u0159\u00eds\u0148uj\u00ed a z\u0159ejm\u011b nejv\u011bt\u0161\u00ed p\u0159ek\u00e1\u017ekou je nutnost
\nna\u0161et\u0159it dop\u0159edu 10 \u2013 20 % z kupn\u00ed ceny<\/b>. Pro spoustu \u201eb\u011b\u017en\u00fdch\u201c lid\u00ed nere\u00e1ln\u00e9,
\npro jin\u00e9 velmi komplikovan\u00e9, av\u0161ak splniteln\u00e9. Jen\u017ee banka nen\u00ed zdaleka jedin\u00e1,
\nkdo m\u016f\u017ee pomoci s financov\u00e1n\u00edm nemovitosti.<\/span><\/p>\n

Mo\u017enost\u00ed je kup\u0159\u00edkladu hypot\u00e9ka ze
\nstavebn\u00edho spo\u0159en\u00ed, kter\u00e1 m\u00e1 podobn\u00e9 podm\u00ednky jako u banky, nebo \u00fav\u011br ze
\n\u201estavebka\u201c, za n\u011bj\u017e nen\u00ed t\u0159eba ru\u010dit nemovitost\u00ed. A pro klienty, co nemohou
\nna\u0161et\u0159it dop\u0159edu ani 10 % z kupn\u00ed ceny, existuje je\u0161t\u011b p\u0159eklenovac\u00ed \u00fav\u011br<\/b> \u2013
\nm\u00e1 v\u0161ak sv\u00e1 \u00faskal\u00ed. A samoz\u0159ejm\u011b jsou tu i st\u00e1tn\u00ed a americk\u00e9 hypot\u00e9ky, p\u016fj\u010dky
\nod nebankovn\u00edch spole\u010dnost\u00ed, a p\u00e1r dal\u0161\u00edch zp\u016fsob\u016f, jak koupi nemovitosti
\ninvestovat<\/a>.
\n<\/span><\/p>\n


\n<\/span><\/p>\n

Info<\/b><\/span>:<\/b>
\nNechte si v bance p\u0159edschv\u00e1lit hypot\u00e9ku v maxim\u00e1ln\u00ed mo\u017en\u00e9 v\u00fd\u0161i, a podle n\u011bj si
\nvyberte nemovitost. Kdy\u017e v z\u00e1v\u011bru na\u010derp\u00e1te t\u0159eba 70 %, je to lep\u0161\u00ed ne\u017e
\nzji\u0161t\u011bn\u00ed, \u017ee pot\u0159ebujete o 20 % v\u00edce a nem\u00e1te je kde vz\u00edt.<\/o_p><\/font><\/span><\/p>\n

 <\/o_p><\/span><\/p>\n

Sepi\u0161te s majitelem rezerva\u010dn\u00ed smlouvu<\/span><\/h2>\n

Abyste si v\u00fdb\u011br nemovitosti \u201epojistili\u201c a
\njej\u00ed majitel nemohl z prodeje na posledn\u00ed chv\u00edli couvnout, sepisuje se tzv.
\nrezerva\u010dn\u00ed smlouva. Ta de facto p\u0159edch\u00e1z\u00ed smlouv\u011b kupn\u00ed a sou\u010dasn\u00fd vlastn\u00edk
\nu\u017e nebude moci byt \/ d\u016fm nab\u00edzet nikomu dal\u0161\u00edmu<\/b> (i kdyby m\u011bl dostat lep\u0161\u00ed
\nnab\u00eddku). Vy se na druhou stranu zavazujete k \u00fahrad\u011b rezerva\u010dn\u00ed z\u00e1lohy a
\nuzav\u0159en\u00ed kupn\u00ed smlouvy ve stanoven\u00e9 lh\u016ft\u011b. Je\u0161t\u011b p\u0159ed podpisem dob\u0159e uva\u017ete,
\nzda-li na to va\u0161e finan\u010dn\u00ed mo\u017enosti sta\u010d\u00ed.<\/o_p><\/span><\/p>\n

 <\/o_p><\/span><\/p>\n

Smlouva o \u00faschov\u011b finan\u010dn\u00edch prost\u0159edk\u016f<\/span><\/h2>\n

K oboustrann\u00e9 jistot\u011b je pot\u0159eba ulo\u017eit
\npen\u00edze v bance, k not\u00e1\u0159i nebo advok\u00e1tovi, a to do doby, ne\u017e dojde k p\u0159eveden\u00ed
\nvlastnick\u00e9ho pr\u00e1va na kupuj\u00edc\u00edho. Prakticky v\u017edy se pou\u017e\u00edvaj\u00ed posledn\u00ed dv\u011b
\nmo\u017enosti, z nich\u017e je \u010dast\u011bj\u0161\u00ed \u00faschova not\u00e1\u0159sk\u00e1<\/b>. Prost\u0159edky v\u0161ak
\nnep\u0159ed\u00e1v\u00e1te p\u0159\u00edmo jemu, ale na speci\u00e1ln\u00ed \u00fa\u010det z\u0159\u00edzen\u00fd pouze za t\u00edmto \u00fa\u010delem. V
\nHomeportalu v\u00e1m pom\u016f\u017eeme jak s v\u00fdb\u011brem not\u00e1\u0159e, tak s bezpe\u010dn\u00fdm ulo\u017een\u00edm pen\u011bz
\nna koupi nemovitosti<\/a> krok za
\nkrokem.<\/o_p><\/span><\/p>\n

 <\/o_p><\/span><\/p>\n

Podpis kupn\u00ed smlouvy a jej\u00ed n\u00e1le\u017eitosti<\/span><\/h2>\n

V p\u0159\u00edpad\u011b, \u017ee nemovitosti financujete
\nhypot\u00e9kou nebo jin\u00fdm \u00fav\u011brem, bude t\u0159eba podepsat z\u00e1stavn\u00ed smlouvu, a po n\u00ed tak\u00e9
\nsmlouvu kupn\u00ed, aby v\u00e1s katastr zaevidoval jako nov\u00e9ho vlastn\u00edka. V\u0161echny
\nlistiny, resp. podpisy je t\u0159eba ov\u011b\u0159it, s \u010d\u00edm\u017e pomohou jak na \u00fa\u0159ad\u011b, tak u
\nnot\u00e1\u0159e<\/b>. Po podeps\u00e1n\u00ed dokument\u016f je pot\u0159eba podat n\u00e1vrh na vklad vlastnick\u00e9ho
\npr\u00e1va, p\u0159i\u010dem\u017e \u0159\u00edzen\u00ed bude trvat nejm\u00e9n\u011b 20 dn\u00ed \u2013 pen\u00edze budou po celou dobu v
\n\u00faschov\u011b.<\/o_p><\/span><\/p>\n

 <\/o_p><\/span><\/p>\n

Jak p\u0159i koupi nemovitosti nenalet\u011bt<\/span><\/h2>\n

A\u010dkoliv existuje na internetu spousta
\nn\u00e1vod\u016f, jak koupit nemovitost krok za krokem, \u017e\u00e1dn\u00fd nemus\u00ed 100% odpov\u00eddat va\u0161\u00ed
\nsituaci. Snad v\u017edy po\u010d\u00edtaj\u00ed pouze se \u201ez\u00e1kladem\u201c a ide\u00e1ln\u00ed situac\u00ed, kdy byt \/
\nd\u016fm nem\u00e1 \u017e\u00e1dn\u00e9 vady a jeho majitel je solidn\u00edm prodejcem. Jen\u017ee praxe b\u00fdv\u00e1
\nmnohdy jin\u00e1 a dokonce i mal\u00e1 nepozornost v\u00e1s m\u016f\u017ee v budoucnu st\u00e1t zbyte\u010dn\u00e9
\npen\u00edze<\/b>. T\u0159eba pokud jde o skryt\u00e9 vady<\/a>, celkov\u00fd technick\u00fd stav, nebo
\npoplatky spojen\u00e9 s p\u0159evodem vlastnictv\u00ed.<\/span><\/p>\n

V Homeportalu zaji\u0161\u0165ujeme sv\u00fdm klient\u016fm
\nkompletn\u00ed realitn\u00ed servis, a to v\u010detn\u011b asistence b\u011bhem prohl\u00eddky a pr\u00e1vn\u00edch
\nslu\u017eeb. V nab\u00eddce p\u0159itom m\u00e1me pouze solidn\u00ed partnery, u nich\u017e nehroz\u00ed nap\u0159.
\nexekuce na <\/span>kupovanou nemovitost<\/a><\/span>,
\nani jin\u00e9 podvodn\u00e9 jedn\u00e1n\u00ed. Zku\u0161en\u00fd realitn\u00ed poradce v\u00e1m pom\u016f\u017ee vybrat domov
\nkrok za krokem a naj\u00edt \u0159e\u0161en\u00ed ka\u017ed\u00e9 situace.<\/span><\/o_p><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Koup\u011b nemovitosti je velk\u00e9 rozhodnut\u00ed, a\u0165 jde o rodinn\u00fd d\u016fm na vesnici, nebo \u00fapln\u011b prvn\u00ed byt novoman\u017eel\u016f v mal\u00e9m m\u011bst\u011b. Jen\u017ee to nen\u00ed pouze o hypot\u00e9ce a zaplacen\u00ed prod\u00e1vaj\u00edc\u00edmu \u2013 z hlediska pr\u00e1va i ochrany kupuj\u00edc\u00edho je pot\u0159eba vy\u0159e\u0161it spoustu formalit. Budete-li kupovat nemovitost krok za krokem, p\u0159edejdete dodr\u017een\u00edm pravidel zbyte\u010dn\u00fdm chyb\u00e1m. A pokud si nejste n\u011b\u010d\u00edm jist\u00ed, m\u016f\u017eete se kdykoliv obr\u00e1tit na zku\u0161en\u00e9 realitn\u00ed poradce.<\/p>\n","protected":false},"author":1,"featured_media":509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/comments?post=188"}],"version-history":[{"count":2,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/188\/revisions"}],"predecessor-version":[{"id":516,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/188\/revisions\/516"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/media\/509"}],"wp:attachment":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/media?parent=188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/categories?post=188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/tags?post=188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}