![](\"https:\/\/backoffice.portaljungle.com\/uploads\/frontend\/67d887eec10967ebb7b63e9eaee21c37.jpg\")
<\/p>\nN\u011bkolik let bylo nutn\u00e9 odv\u00e1d\u011bt do st\u00e1tn\u00ed kasy da\u0148 z nabyt\u00ed nemovit\u00fdch v\u011bc\u00ed, kter\u00e1 odpov\u00eddala 4 % z kupn\u00ed ceny. To v praxi p\u016fsobilo komplikace t\u0159eba v moment\u011b, kdy \u010dlov\u011bk zd\u011bdil byt nebo d\u016fm po rodi\u010d\u00edch, a musel tak \u00fahradu nedobrovoln\u011b prov\u00e9st<\/b>. Na podzim roku 2020 do\u0161lo nicm\u00e9n\u011b ke zm\u011bn\u00e1m, kter\u00e9 v\u011bt\u0161inu b\u011b\u017en\u00fdch lid\u00ed od dan\u011b z nabyt\u00ed nemovitosti osvobodily. P\u0159esto povinnost 4% poplatku v n\u011bkter\u00fdch p\u0159\u00edpadech z\u016fst\u00e1v\u00e1, a to a\u017e 10 let zp\u011btn\u011b.<\/p>\nCo p\u0159ineslo zru\u0161en\u00ed dan\u011b z nemovitost\u00ed<\/h2>\n
Zm\u011bny dopadnou zejm\u00e9na na b\u011b\u017en\u00e9 ob\u010dany, co nap\u0159\u00edklad zd\u011bd\u00ed druhou nemovitost, nebo se rozhodnou ulo\u017eit pen\u00edze do investi\u010dn\u00edho bytu. Trvalo to dlouho, ale nakonec se 15. z\u00e1\u0159\u00ed 2020 poslanci i sen\u00e1to\u0159i shodli na upraven\u00e9 form\u011b z\u00e1kona \u010d. 386\/2020 Sb., a o n\u011bkolik dn\u00ed pozd\u011bji ji podepsal tak\u00e9 prezident \u010cR.<\/p>\n
<\/p>\n
Rozhodnut\u00ed ve\u0161lo v platnost 26. z\u00e1\u0159\u00ed 2020, a to se zp\u011btnou \u00fa\u010dinnost\u00ed k prosinci 2019, co\u017e znamen\u00e1, \u017ee n\u011bkte\u0159\u00ed mohou \u017e\u00e1dat vr\u00e1cen\u00ed t\u00e9to dan\u011b. Kdo nav\u00edc koup\u00ed nemovitost a\u017e v t\u00e9to dob\u011b, nemus\u00ed u\u017e za ur\u010dit\u00fdch podm\u00ednek da\u0148 z nabyt\u00ed platit. Pokud ji ov\u0161em investujete pomoc\u00ed hypot\u00e9ky (od banky nebo stavebn\u00ed spo\u0159itelny), sni\u017euj\u00ed se v\u00e1m z\u00e1rove\u0148 mo\u017en\u00e9 da\u0148ov\u00e9 odpo\u010dty.<\/p>\n
Jeliko\u017e m\u00e1 upraven\u00e1 forma z\u00e1kona o zru\u0161en\u00ed dan\u011b zp\u011btnou \u00fa\u010dinnost, m\u016f\u017ee o 4% uhrazen\u00fd poplatek \u017e\u00e1dat ka\u017ed\u00fd, jemu\u017e bylo vlastnictv\u00ed nemovitosti zaps\u00e1no do katastru v prosinci 2019 nebo pozd\u011bji. Ne\u010dekejte ale, \u017ee v\u00e1m ji finan\u010dn\u00ed \u00fa\u0159ad vr\u00e1t\u00ed s\u00e1m od sebe<\/b> \u2013 je t\u0159eba vyplnit \u017e\u00e1dost o vr\u00e1cen\u00ed dan\u011b z nabyt\u00ed nemovit\u00fdch v\u011bc\u00ed. Na\u0161t\u011bst\u00ed to lze prov\u00e9st online p\u0159es webovou aplikaci F\u00da, tak\u017ee nemus\u00edte nikam chodit ani pos\u00edlat dopisy po\u0161tou.<\/p>\nKdo da\u0148 z nabyt\u00ed nemovitost\u00ed (ne)plat\u00ed<\/h2>\n
V n\u011bkter\u00fdch situac\u00edch je st\u00e1le nutn\u00e9 da\u0148 z nabyt\u00ed nemovit\u00fdch v\u011bc\u00ed hradit, co\u017e plat\u00ed zejm\u00e9na pro lidi nebo investory, co vykupuj\u00ed domy a byty za \u00fa\u010delem dal\u0161\u00edho prodeje. Pro developery se tak pravidla prakticky nem\u011bn\u00ed, v kone\u010dn\u00e9 f\u00e1zi by nicm\u00e9n\u011b poplatky stejn\u011b platili koncov\u00ed z\u00e1kazn\u00edci<\/b>. Pokud jde o b\u011b\u017en\u00e9 ob\u010dany, bude muset \u00fahradu prov\u00e9st ka\u017ed\u00fd, kdo zakoupenou nemovitost prod\u00e1 d\u0159\u00edve ne\u017e za 10 let, ani\u017e by pen\u00edze d\u00e1le \u201esmyslupln\u011b\u201c pou\u017eil.<\/p>\n
Tato hranice b\u00fdvala d\u0159\u00edve polovi\u010dn\u00ed, nov\u00e1 zm\u011bna z\u00e1kona v\u0161ak v n\u011b\u010dem ustoupila, a v jin\u00e9m naopak p\u0159itvrdila. Budete-li prod\u00e1vat t\u0159eba mal\u00fd byt 1+kk, abyste se mohli p\u0159est\u011bhovat do v\u011bt\u0161\u00edho kv\u016fli nadch\u00e1zej\u00edc\u00ed rodin\u011b, a v\u0161echny pen\u00edze z prodeje pou\u017eijete na koupi nov\u00e9ho<\/b>, da\u0148 ve v\u00fd\u0161i 4 % platit nemus\u00edte. Jestli ale z pen\u011bz zainvestujete t\u0159eba i auto, bude nutn\u00e9 ji odv\u00e9st a\u017e 10 let zp\u011btn\u011b z p\u016fvodn\u00ed kupn\u00ed ceny.<\/p>\n
A \u00fahrad\u011b se nov\u011b vyhnou tak\u00e9 ti, co s vlastnick\u00fdmi pr\u00e1vy nepo\u010d\u00edtali a nemohli je jakkoliv ovlivnit. T\u0159eba v moment\u011b, kdy jim n\u011bkdo nemovitost odk\u00e1zal, nebo do\u0161lo ke zd\u011bd\u011bn\u00ed. Plat\u00ed v\u0161ak podm\u00ednka, \u017ee nesm\u00ed b\u00fdt v n\u00e1sleduj\u00edc\u00edch 10 let prod\u00e1na, jinak by bylo nutn\u00e9 4% da\u0148 z nabyt\u00ed doplatit<\/b>. Pokud se tomu chcete vyhnout, nechte byt \/ d\u016fm t\u0159eba pronaj\u00edmat, \u010d\u00edm\u017e si zajist\u00edte pasivn\u00ed p\u0159\u00edjem a v\u0161e za v\u00e1s bude vy\u0159izovat t\u0159eba realitn\u00ed makl\u00e9\u0159.<\/p>\nDo\u0161lo ke sn\u00ed\u017een\u00ed da\u0148ov\u00fdch odpo\u010dt\u016f u hypot\u00e9k<\/h2>\n
V neposledn\u00ed \u0159ad\u011b dopadly zm\u011bny tak\u00e9 na da\u0148ov\u00e9 odpo\u010dty hypote\u010dn\u00edch \u00fav\u011br\u016f, kter\u00e9 lze zahrnout do dan\u00ed, a\u0165 jste \u017eivnostn\u00edk nebo zam\u011bstnanec. Zat\u00edmco do konce roku 2020 platila p\u016fvodn\u00ed hranice 300 000 K\u010d, od 01. 01. 2021 byla sn\u00ed\u017eena na polovinu<\/b>. Ve v\u00fdsledku tak na za\u010d\u00e1tku sice nezaplat\u00edte da\u0148 z nabyt\u00ed, pen\u00edze v\u0161ak budete odv\u00e1d\u011bt postupn\u011b, co\u017e pro st\u00e1t p\u0159edstavuje stabiln\u011bj\u0161\u00ed p\u0159\u00edjem.<\/p>\nJak vypo\u010d\u00edtat da\u0148 z nabyt\u00ed nemovitosti<\/h2>\n
Jste-li nap\u0159\u00edklad renti\u00e9r a pl\u00e1nujete koupi investi\u010dn\u00edho bytu nebo jin\u00e9 nemovitosti, zaplacen\u00ed dan\u011b se z\u0159ejm\u011b nevyhnete. Abyste si mohli v\u0161e dop\u0159edu promyslet, lze ji pomoc\u00ed jednoduch\u00e9ho vzorce spo\u010d\u00edtat \u2013 jde o: cenu nemovitosti x 0,04<\/b> \u2013 m\u00e1-li byt cenu kup\u0159\u00edkladu 3 miliony korun, pak bude v\u00fdpo\u010det dan\u011b n\u00e1sledovn\u00fd: 3 000 000 x 0,04 = 120 000 K\u010d. A pr\u00e1v\u011b tuto \u010d\u00e1stku bude t\u0159eba st\u00e1tu odv\u00e9st, tak\u017ee v z\u00e1v\u011bru byt po\u0159\u00edd\u00edte za 3,12 milionu korun.<\/p>\n N\u011bkolik let bylo nutn\u00e9 odv\u00e1d\u011bt do st\u00e1tn\u00ed kasy da\u0148 z nabyt\u00ed nemovit\u00fdch v\u011bc\u00ed, kter\u00e1 odpov\u00eddala 4 % z kupn\u00ed ceny. To v praxi p\u016fsobilo komplikace t\u0159eba v moment\u011b, kdy \u010dlov\u011bk zd\u011bdil byt nebo d\u016fm po rodi\u010d\u00edch, a musel tak \u00fahradu nedobrovoln\u011b prov\u00e9st. Na podzim roku 2020 do\u0161lo nicm\u00e9n\u011b ke zm\u011bn\u00e1m, kter\u00e9 v\u011bt\u0161inu b\u011b\u017en\u00fdch lid\u00ed od dan\u011b z nabyt\u00ed nemovitosti osvobodily. P\u0159esto povinnost 4% poplatku v n\u011bkter\u00fdch p\u0159\u00edpadech z\u016fst\u00e1v\u00e1, a to a\u017e 10 let zp\u011btn\u011b.<\/p>\n","protected":false},"author":1,"featured_media":499,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-190","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/comments?post=190"}],"version-history":[{"count":2,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/190\/revisions"}],"predecessor-version":[{"id":506,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/190\/revisions\/506"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/media\/499"}],"wp:attachment":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/media?parent=190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/categories?post=190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/tags?post=190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<\/div>\n","protected":false},"excerpt":{"rendered":"