{"id":203,"date":"2022-07-14T09:14:23","date_gmt":"2022-07-14T07:14:23","guid":{"rendered":"http:\/\/www.homeportal.cz\/vlastni-bydleni-se-vyplaci-i-pres-rust-urokovych-sazeb-a-inflace-kupujici-se-potykaji-s-malou-nabidkou-rostoucimi-cenami-nemovitosti-i\/"},"modified":"2023-06-20T18:07:51","modified_gmt":"2023-06-20T16:07:51","slug":"vlastni-bydleni-se-vyplaci-i-pres-rust-urokovych-sazeb-a-inflace-kupujici-se-potykaji-s-malou-nabidkou-rostoucimi-cenami-nemovitosti-i","status":"publish","type":"post","link":"https:\/\/www.homeportal.cz\/cs\/vlastni-bydleni-se-vyplaci-i-pres-rust-urokovych-sazeb-a-inflace-kupujici-se-potykaji-s-malou-nabidkou-rostoucimi-cenami-nemovitosti-i\/","title":{"rendered":"Vlastn\u00ed bydlen\u00ed se vypl\u00e1c\u00ed i p\u0159es r\u016fst \u00farokov\u00fdch sazeb a inflace. Kupuj\u00edc\u00ed se pot\u00fdkaj\u00ed s malou nab\u00eddkou, rostouc\u00edmi cenami nemovitost\u00ed i n\u00e1jm\u016f"},"content":{"rendered":"

\u201eKl\u00ed\u010dov\u00e1
\ninformace pro z\u00e1jemce o vlastn\u00ed bydlen\u00ed \u010di z\u00e1jemce o investi\u010dn\u00ed byt je ta, \u017ee
\n\u00farokov\u00e1 sazba je st\u00e1le dvakr\u00e1t men\u0161\u00ed ne\u017e inflace. Koup\u011b nemovitosti tak m\u016f\u017ee
\nb\u00fdt zaj\u00edmav\u00fdm n\u00e1strojem ulo\u017een\u00ed financ\u00ed \u010di ochrany p\u0159ed inflac\u00ed,\u201c<\/span><\/i> \u0159\u00edk\u00e1 Jan Vitvera<\/b>, obchodn\u00ed \u0159editel
\nspole\u010dnosti Home Portal. <\/o_p><\/span><\/p>\n

Propag\u00e1to\u0159i
\nn\u00e1jemn\u00edho bydlen\u00ed \u010dasto zapom\u00ednaj\u00ed na to, \u017ee optikou sou\u010dasn\u00e9 m\u011bs\u00ed\u010dn\u00ed platby
\nsice vych\u00e1z\u00ed n\u00e1jem v\u011bt\u0161inou l\u00e9pe v dan\u00fd moment srovn\u00e1n\u00ed, ale bude tomu tak
\ni za 20 let? N\u00e1jemn\u00e9 m\u016f\u017ee vzr\u016fst na dvojn\u00e1sobek, kde\u017eto vypo\u010dten\u00e1 m\u011bs\u00ed\u010dn\u00ed
\nspl\u00e1tka za hypot\u00e9ku z\u016fst\u00e1v\u00e1 v \u010dase v\u00edcem\u00e9n\u011b stejn\u00e1 a\u017e do splacen\u00ed \u00fav\u011bru.
\nK tomu je nutno tak\u00e9 p\u0159ipo\u010d\u00edtat r\u016fst hodnoty nemovitosti. <\/o_p><\/span><\/p>\n

\u201eHypot\u00e9ce
\na vlastn\u00edmu bydlen\u00ed nahr\u00e1v\u00e1 r\u016fst hodnoty samotn\u00e9 nemovitosti. Za posledn\u00edch
\ndek\u00e1du vzrostla hodnota nemovitost\u00ed ve vybran\u00fdch lokalit\u00e1ch o dvoj\u2013 a\u017e
\ntrojn\u00e1sobek p\u016fvodn\u00ed kupn\u00ed ceny. To je d\u00e1no i nedosta\u010duj\u00edc\u00ed v\u00fdstavbou, za kterou
\nmohou pomal\u00e9 schvalovac\u00ed procesy a \u010dasto fale\u0161n\u00fd boj s developery ze strany
\nkomun\u00e1ln\u00edch politik\u016f proti jak\u00e9koliv v\u00fdstavb\u011b,\u201c<\/span><\/i> vysv\u011btluje Vitvera<\/b>. <\/o_p><\/span><\/p>\n

I
\nv p\u0159\u00edpad\u011b \u017ee hypote\u010dn\u00ed \u00fav\u011br na vlastn\u00ed bydlen\u00ed bude dra\u017e\u0161\u00ed ne\u017e n\u00e1jemn\u00e9
\nv dob\u011b koup\u011b, tak v horizontu cca 10\u201315 let se situace ot\u00e1\u010d\u00ed ve
\nprosp\u011bch hypote\u010dn\u00edho \u00fav\u011bru. Nemluv\u011b o tom, \u017ee p\u0159i ro\u010dn\u00edm odpo\u010dtu na dani se d\u00e1
\nz hypot\u00e9ky u\u0161et\u0159it a\u017e 22.500 K\u010d.<\/o_p><\/span><\/p>\n

\u201eKlienti,
\nkte\u0159\u00ed nehledaj\u00ed investici, ale vlastn\u00ed bydlen\u00ed se na vlastnictv\u00ed d\u00edvaj\u00ed tak\u00e9
\no\u010dima sv\u00e9ho budouc\u00edho j\u00e1. Po 30 letech \u010dlov\u011bk bydl\u00edc\u00ed v n\u00e1jmu nem\u00e1 nic,
\nkde\u017eto ten, kter\u00fd splatil sv\u016fj hypote\u010dn\u00ed \u00fav\u011br, se st\u00e1v\u00e1 vlastn\u00edkem nemovitosti
\ns n\u00e1sobn\u011b vy\u0161\u0161\u00ed hodnotou ne\u017e v dob\u011b koup\u011b a kter\u00e1 jej m\u016f\u017ee na st\u00e1\u0159\u00ed
\nzaopat\u0159it, \u010di ji p\u0159ed\u00e1 sv\u00fdm d\u011btem k u\u017e\u00edv\u00e1n\u00ed,\u201c<\/span><\/i> dod\u00e1v\u00e1 Vitvera<\/b>. <\/span><\/p>\n

<\/p>\n

<\/o_p><\/p>\n","protected":false},"excerpt":{"rendered":"

St\u00e1le v\u00edce rodin aktu\u00e1ln\u011b stoj\u00ed p\u0159ed rozhodnut\u00edm, jestli se pou\u0161t\u011bt do koup\u011b vlastn\u00ed nemovitosti i p\u0159es r\u016fst \u00farokov\u00fdch sazeb, kter\u00e9 ke konci \u010dervna \u010cNB zv\u00fd\u0161ila ji\u017e na 7 procent. T\u00ed\u017eiv\u00e9 situaci rodinn\u00e9ho hospoda\u0159en\u00ed nep\u0159id\u00e1v\u00e1 ani inflace, kter\u00e1 se pohybuje ji\u017e kolem 16 %. D\u00edky celorepublikov\u00e9mu r\u016fstu cen nemovitost\u00ed je ale st\u00e1le zaj\u00edmav\u00e9 investovat do vlastn\u00edho bydlen\u00ed, a to i v men\u0161\u00edch m\u011bstech.<\/p>\n","protected":false},"author":1,"featured_media":453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-203","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/203","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/comments?post=203"}],"version-history":[{"count":2,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/203\/revisions"}],"predecessor-version":[{"id":456,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/posts\/203\/revisions\/456"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/media\/453"}],"wp:attachment":[{"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/media?parent=203"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/categories?post=203"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homeportal.cz\/cs\/wp-json\/wp\/v2\/tags?post=203"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}